OSCAR or NIPT

My wife is currently 8 weeks pregnant and we were in a dilemma when asked to choose to do either OSCAR (~$350) or Panorama (NIPT) (~$1,100 - 1, 550). Prices are private rate from Thomson Women's Clinic. Dr did suggest to do the NIPT and the neck measurement for a more comprehensive test. Any advise will be helpful. TIA. Edit: Thanks everyone for your advice. Will update soon again. #1stimepregnancy #firstbaby #advicepls

OSCAR or NIPT
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Before going for NIPT, pls make sure get ready insurance and all... My fren done NIPT and found out that one of the result shows high risk... She din manage to get any insurance after that...