Hello Parents Have been spending $ for my LO and wanting to know which credit cards give the best rebates? Thank you in advance!
If you don't already have one, I'd actually suggest AGAINST having any credit cards at all - they require very high discipline and budgeting to make sure you don't end up overspending and landing yourself in a situation where you spend more than you can afford to. If you're looking for rebates/rewards for shopping, I'd suggest looking into debit cards that offer cashback - and also existing programs at places you shop most often :) Be it brand-specific ones (eg. Kiddy Palace), mall-specific (eg. CapitaMalls) or general ones like Shopback - I'd say those are a lot safer than credit cards in the long run!
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I agree with the Jayashree article! Depends on your spending actually ah. IMO, get something evergreen like POSB everyday for your groceries that sorta thing!
Hey, I think this article is really useful..do check it out: https://sg.theasianparent.com/credit-cards-for-singapore-families/
I like to use my points for travel so I find DBS Altitude quite good or NTUC as you can't go wrong with grocery rebates.
Don't really understand rebates thing, but I have the NS50 voucher to help my spending needs :D