Do you buy life insurance for your baby?

No. Only hospitalisation and accident insurance. Don’t really want to imagine my baby dying, to be honest. And if my child did die, I couldn’t bring myself to go claim the money either. So, my plan is to wait till my child is older and then do financial planning together, because then she will be closer to the age of marriage and having a beneficiary (eg. Spouse/children) for life insurance to make sense. In the meantime, I will invest for my kids.