Private or Restructured Hospital?

Hello fellow members, we are in a dilemma between private vs restructured hospital. There are lots of articles but i dont think they truly reflect the fees, as they look like they plucked the figures from the hospitals sites. For those whom have delivered, how much did it cost (doctor fees + ward stay) for A class ward in restructure hospital and private single bedded?

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Parkway East single bedded, elective csect $14k+ (before claiming Medisave). Normal delivery wld hve been abt $9k+. Doctor fees vary. Rates as at Dec 2020.