I really feel you on this, being a first-time mum and trying to plan the finances is so stressful on top of everything else. From what I know from friends who delivered at KKH A1 ward recently, the out-of-pocket cash after Medisave can vary quite a bit depending on your length of stay and whether there were any extras. It is worth calling KKH's billing counter directly to ask for an estimated breakdown, they are usually quite helpful with that. For the insurance part, it really depends on your specific maternity and hospital plan, so I would check with your insurer whether normal delivery is covered or only complications, as some plans only kick in for the latter.
Read more
