Review of Maternity + baby insurance (prufirst promise) prumum📝

Hi Mama, Prudential has a maximum payout of $20k. Most maternity insurances either standalone or are bundled with a life policy. If you’re looking for some coverage for baby from birth, I would suggest one that is bundled with a life policy like PruFirst Promise. Baby will have a whole life policy from birth. For medical coverage, you will only be able to apply for that after birth. # prumum

Bought Pru First Promise bundle which consists of PruMum (one time payment to cover pregnancy complications, if any) and Pru ActiveLife which currently covers me and then baby from birth (not requiring any medical underwriting) :) do note some companies require you to sign up for another plan in order to get the maternity insurance (e.g. AVIVA My Maternity Plan). # prumum

Yes agrees with Jolyn. I just asked my insurance agent on this and yes baby have to be 14 days old then able to sign up for any insurance plan. If you currently have your own hospital plan and if there's any complications during birth (e.g emergency c-sect), you'll be covered for the hospital charges.. # prumum

Hi fellow mummy, I got a baby insurance from prudential (PruMum+PruActive life) when I was at week 13. It covers mom and baby for 4 years under the standard illnesses and its a whole life plan for baby # prumum

http://talkmoneylah.com/maternity-insurance-necessary/ Apparently some maternity insurance provides baby with guaranteed shield plan and whole life with CI cover baby with no need for underwriting

may I know how long it takes for the baby's insurance to kick in? the insurer I spoke to said about 15 days (because need to wait for birth cert) # prumum

prufirst promise is a maternity insurance plan that covers mummy and baby against complications

bb have to be 14 days old before being eligible to buy any type of insurance

Check out AIA. they have more extensive coverage :) # prumum

prufirst promise is a bundled maternity insurance plan👍