i was like you but my fiancé was against my idea. afterall baby is his and he ofc wanna know the development of baby. and im pretty sure your fiancé wants you to go too. as for the bills, i didnt pay on the spot,except for the detailed scan which is less than 50 for subsidized patients. the rest i pay slowly when we have the money. depending on your condition, if everything is ok, there will be only routine check of height, weight, blood pressure and urine pH, and consultation with doctor, which is less than 50 with no meds for kkh. if got complications, like me (bleeding thruout pregnancy, low iron and such), there will be additional procedure of blood taking example, not more than 150 each appt. depending on your condition tbh. one point of time, you will asked if you wanna take 2 vaccines, its medisave claimable so pls don't reject .its to protect you and baby, esp in this pandemic. but ensure you hv enough medisave as you cant use your fiancé medisave in any appt n delivery cost.
all in all, dont miss any appointments. you can also ask them to refer u to MSW
take care mummy 🥰 everything's gonna be fine. you n baby matter ♥️
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Young Mummy!❤️