Savings for kids
Hi Mommies, just wondering how much do you put aside monthly for your kids savings/asb? When did you start putting it? Before lahir or after? Sorry if this is insensitive or too personal!
After lahir depending on my financial situation. I aimed to allocate RM100/month, but honestly sometimes I failed though. You know there are times when you need to spend more on other things like car insurance, raya, vacay etc. Yet i still transfer at least RM50 to her account then topup again next months or when i get work bonus. My daughter is almost 2, her saving is now 7k including duit raya. Im surprised as well cos the highest duit raya/duit in a sampul she got was RM250 only. I also managed to buy her 1 dinar goldbar last year (apart from that 7k). As for her daddy, tiada paksaan, if he wants to contribute then he’ll transfer the money. So far he only gave her duit raya but i understand though cos he pays for all expenses. When she gets adik, maybe that RM100 will be divided by 2 cos idk if i can afford RM200/month for 2. But i always hope for more 🥰
Đọc thêmput aside kalau mampu bulanan silakan bulanan, kalau mampu harian silakan harian, kalau tahunan silakan tahunan. bila nak start? ada org start dr tahu pregnant, ada org once bersalin ada orang bila nk masuk sekolah. yg penting kena tahu kemampuan kita, kena ada plan kasar2 ke teratur ke yg penting ada planning, ada goals yg nk di tuju. cari tempat yg tkde fee tahunan etc. kalau nk sebelum lahir kena menumpang yg kita, kalau dah lahir anak boleh ada akaun dia sendiri. anak sy ada sspn dgn tabung haji, duit hadiah org dimasukkan ke th & dah didaftarkan haji, duit dr kami masuk sspn. asb akaun dia sdri belum lg,
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2minggu selepas lahir sebab tunggu mykid sspn > saya monthly Rm100 dan suami pemandu grab so 50-100 ikut rezeki dia dan semua duitx2 angpau dia. Maybank gold acc monthly Rm50 , suami tak top up Aia medical rider rider lain monthly rm260 , dapat rm20k bila umur 18( rider scholar) Unit trust monthly rm50 suami kumpul Saving acc anak monthly rm50 dan suami top up apa yg ada bila akhir bulan(rm5 pun pernah tranfer) saya kumpul tunggu bila umur 16 buka epf dan campak dalam tu
Đọc thêmAfter born baru start saving plan anak. Kalau sspn min. monthly rm50. Asb n th kalau ada lebih baru simpan. Duit orang bagi masa pantang/raya/bila2 kumpul letak kat those 3.
after lahir sbb perlukan no ic anak untk bukak akaun bwh nama kite. berapa sebulan tu bergantung dgn tahap kewangan pasangan masing2. kalau ada lebih simpan lebih.
Baby dh lahir. Saving acct, ASB after 6m. Masukkan duit takde fix. Tapi atleast 50 sebulan
selepas lahir
after lahir