Pre-natal Insurance

I'm considering of getting a pre-natal insurance but not sure if it is worth it to get or not? Just to check if any of you got pre-natal insurance and which insurance company did you all get from.

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Some companies only allow u to buy during 16-28 weeks of pregnancy. It will cover us the pregnancy complications, and when baby is delivered, the policy will be transferred to them.. so its like u start saving for the baby from day 1