Mums living in BTOs, where will your NB be sleeping?

I read online that it’s safer and recommended for newborns to sleep near their parents in their first 6 months. Was initially thinking of setting up a small bassinet by the bed and putting baby there, before transiting her to a bigger cot in her own room around the 5th month mark before I return to work. However we are concerned that baby won’t take to the cot after sleeping in the bassinet (plus $$) so now we’re thinking of putting the entire cot in our MBR. Secondly, where do you change baby’s diapers at night? On the bed? Or do you have a dedicated diaper changing station in the room? LOL. So confused.