buying prenatal insurance with GD
Has anyone applied for AIA mum2baby insurance with pre conditions of GD? Any rejections or loading involved?
GD usually will be diagnosed from 28 weeks onwards. My agent told me AIA mum2baby insurance can only be bought between 13 - 28 weeks. Unfortunately if you are diagnosed with diabetes at any time, it’s auto rejection already.. even if my 20 weeks scan shows everything is developing well =(
AIAMUM2BABY can be applied as early as wk13. If u intend to get any maternity insurance, it's better to get yourself insured as early as possible, best before any further diagnosis comes in later pregnancy. How many weeks are u now?
No, don’t think maternity insurance is worthwhile as premiums are high and low coverage. If have GD, should be very hard to get coverage and may get rejected outright as the possibility of claim is higher.
I’ve not applied but I heard that they would reject. Though can try to appeal through your agent maybe. Esp if later reviews are more favourable. Application period I heard is extended till week 36.
GE, NTUC, Manulife also rejected, personal exp. Buy before GD was diagnosed!!
Can still apply until they reject then no need to pay premium, simple
Mine got rejected after diagnosed with GD
Yes can buy after baby is born :)
Straight reject
Mommy of a cute little fussy pot!