Insurance for newborn baby

Hello, can you guys please suggest me which insurance I should buy for my wife and my newborn baby? She will deliver in the next March. So I would like to prepare the insurance for her and our baby. Thanks a lot. I'm a first time daddy and we are both foreigners. #firstbaby #advicepls

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accident plan and hospital plan is the most important. if you have extra can get the saving plans with life insurance. or just buy life insurance alone.