Hi! I can understand where you’re coming from. In my opinion, if financially is important, maybe you might want to disclose after securing the offer. In this economy its hard to get an employer who would be gracious enough to hire you even if you are more competent, as they will need to find a replacement for you within a few months after you joined. Thats just my two cents worth to protect yourself. On the other hand of course honesty is always better, but it depends if you want to take the risk. There is not right or wrong here!
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