My cousin who has been a work from home parent for almost 3 years now, she uses maxicare. For the inclusions kasi, you can discuss it with the maxicare representative and they will offer you options so you can choose what suits you best pati mode of payment.
I have Medicard's individual plan. https://www.medicardphils.com/individual-and-family-program/
+1 with Medicard individual plan.
Rucell Bonggao