Health Insurance

Which private integrated shield plans did you get for your newborn? What do you look out for?

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Super Mom

I got the great eastern hospitalisation one. I think you’ll need to decide whether you want private or public hospitals, and which class ward if you choose the latter. Then you’ll need to choose whether to buy riders (to cover deductibles, etc). Honestly, a lot of the plans are comparable in terms of benefits. Some have a few extra things, so you’ll need to see whether they actually matter to you. Then look and see how much premium you’re willing to pay. I find the public hospital plan premiums pretty reasonable, and I like the public hospitals, so it was an easy choice for me. I compared the plans and premiums of the various companies, and settled on Great Eastern.

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