7 Các câu trả lời
Saving and investing are both important. For short term goals, you can just save in a bank since you can get it anytime time. You can consider it as emergency fund. And as we know, bank can only give us, less than 1% return / yr. On the other hand, investing is best if your goal is for building educational / retirement fund. There are specific funds where u can place ur investment wherein returns can be around 10%/yr. And if it is with the life insurance component, your family is protected if anything happens to you.😃
If you're looking at saving for long term, it's advisable to invest your money on investment companies for pension, education, or insurance. This gives you higher return over the years, and will surely benefit you when the maturity date comes. For short term, meaning you might be needing the money at any time, it's better to also have savings in the bank to you won't have to worry about any early termination fees. So to answer your question, it's good to have savings on both bank and investment companies.
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I think both. You need to save in different ways talaga eh. :) As for me, aside sa retirement/life insurance, I also have cash na saved up for a rainy day. Best to be prepared talaga kasi life is unpredictable
Investing money in retirement, educational and bonds are better. They have better interest. But of course, best to have bank savings and investment.
Investing in stocks and bonds are also good. But however, it's more like of a gamble. If buying is low, you'll hit the jockpot in the future.
Both. I believe you should never put all your eggs in one basket. So save in the bank and invest too.