I use a small bag with a sling that I carry on my hand like a small handbag for wallet umbrella and phone. The sling is long so that it doesn't tangle lo legs and just nice not too long. But be warned if u use a sling bag for too long while baby wearing your shoulders will ache a lot. Sometimes I take out the sling part and connect it to handles of a small tote that's just enough for essential items.
I use a small sling bag and sling it over the carrier. You can use a wristlet and hang it at the personal fit adjuster or just hold on to it. Or you can just wear bottoms with pockets. Sometimes I just put my phone and ezlink card into my pockets if I don't feel like bringing additional bag.
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I'll make sure I wear a pair of shorts/pants with pockets! Ezlink and HP must fit into pockets. Wallet will be in the backpack. Can consider keeping a $10/$50 in ur ezlink card case for quick buys!
I always end up bringing out a bag as well - for diaper change. So I leave my hp and wallet there. Otherwise back of jeans pocket
I wear outdoor shorts from columbia. Phone in one pocket and wallet at the other no matter which carrier I use.
my ringsling has a small pocket for me to put my card.. if not keep it in your pants pocket :)