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Payday loan facts: How long does a payday loan stay in the system? A payday loan, also sometimes referred to as a cash advance, is a short-term loan that is typically repaid within two weeks. Payday loans are typically for small amounts of money, and the interest rates are high. Despite their high cost, payday loans are often used by people who need money quickly and do not have other options. The average payday loan size is about $375, and the fee for borrowing that amount is about $55. Payday loans can stay in your credit report for up to seven years. This can make it difficult to get approved for a car loan or mortgage down the road. In this blog post, we will learn about payday loan facts. Keep reading for more information! Read more here https://financeadvice-ky.com/have-outstanding-payday-loans/