Were married for 14 yrs and counting. Ofw c hubby while i tried to work over the years pro i ended up being a SAHM because we already have 4 kids then nag move kmi sa province. Iet my husband manage our finances. Thinking well he knows more about finances becAuse he is the one earning money. Kung ganyan din kayo mag isip mga mommies we all need to wake up. We need to ask may ipon b tyo? Or can we afford this? Sakin kse as long as he is sending us allowances ok na. Big wake up call ko last yr when. No more ots for him eh sakto he bought a car na yung ot nya dapat bayad dun sooo.. kinain ng car ang allowance namin. 4 kids to feed with bills 15k nlng napupunta samin..it broke me.. alm ko financial lang yun he is a good man.. no vices wla naman babae (hopefully) pro ganun nangyari samin. So we are now starting again inubos ko ang oras ko last yr studying finances how to handle best way to make budget lower cost etc etc. and im ready for 2019. Dun sa tulad ko na SAHMs please look at ur finances ( or ako lang tlg yung dati nde ko pinapansin) ? happy new year! May we all be financially enlighted and handle our money wisely.