From what I've heard, A1 ward bills at KKH can vary quite a bit depending on normal versus caesarean and how many days you stay, the total before Medisave deductions can run anywhere from around $13,000 and up, which sounds alarming, but Medisave does cover a decent chunk (up to $1,130 for the first two days and $400 per day after that, plus a separate delivery fee allowance of $1,120 for normal or $2,380 for C-section). My friend who delivered at KKH A1 said her out-of-pocket cash after Medisave was still a few thousand dollars, so it's worth checking whether your Integrated Shield Plan covers the gap, because that really makes the difference between a manageable bill and a painful one. The honest trade-off with A1 is you get the privacy and comfort, but you do need to be prepared that Medisave alone won't fully cover it, having either good insurance or enough savings set aside is really important before committing to that ward class.