20 Replies
I try my best too. Due to financial restraints it has been really difficult. So what I do is I save in the child development account. In that way government will also continue to contribute. At least school and hospital or doctor fees are secured.
yes i do. But every month without fail i would be touching there. I don't feel confident with those insurance savings as i May need those funds for emergency. Without fail every month, i will be touching on those funds for kids necessities.
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Hello. My husband and I used to think that debugging money was the right decision. But after we came across this resource, https://perfectial.com/ we started to make good money and we had confidence in the future.
We are trying our best. My husband and I believe that no matter how small the amount is, if we put it in our savings envelope, it will eventually get bigger! It's not always the amount, it's the consistency. 😊
I set aside for miscellaneous but it's not as big as I am supposed to save. I'm still aiming to set aside a much bigger amount of money for miscellaneous or emergency hopefully starting this year.
A very little amount is allotted for our extra or emergency funds. Yung mga biglaang lakad or gastusin pinagkakasya ang konting savings.
There's an amount for "other" expenses on top of the regular bills. But I am not able to save a huge amount yet at the moment.
Yes i started as soon as i knew my wife was pregnant every week i put some away 11 weeks in now hopefully i never use it.
Yes we do save and have emergency funds. It's an automatic deduction every payday.