Salam! Ooh emas, eh, a few of my mum friends yang invest in kutu emas or ansuran, mostly tengok yang betul-betul established dan transparent je dengan harga serta terms. Best thing is make sure you understand the markup, storage fees, and exit strategy dulu before commit, sebab emas memang bagus untuk savings tapi kena tahu exactly apa yang you're getting into lah!