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2 Replies

Aiyoh don't worry too much, your situation actually not that unusual! My friend in my mum's WhatsApp group was also a SAHM with a newborn and she managed to get the special approval subsidy from ECDA, basically because you're pregnant and caring for a baby under 2, they can count you as eligible for the working mum subsidy tier, so someone in the group said her infantcare fees came down to like $250-$350 a month which is so much more manageable lah. For the household income calculation, someone also mentioned that since you're staying with your mum and brother, ECDA will look at everyone in your household, so your mum's income below $2.5k and your bro being a student actually helps keep the per-capita income low, which is good for you! Regarding your husband's different address, best to call ECDA dirrectky.

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Hey mama, you're juggling so much right now, respect to you! For the subsidy question, as long as you and your husband are legally married and his income is considered in the household income calculation, you should still be eligible for the Basic Subsidy and Additional Subsidy (means-tested) — his living arrangement separately shouldn't disqualify you, but I'd recommend calling MSF or checking directly with the infant care centre you're applying to, as they can advise based on your exact situation. For the rental flat, HDB rental allocation depends on availability so North area isn't guaranteed, but you can indicate your preference and they will try — if you do get shifted, most centres are understanding and you can request a transfer lah. Wishing you a smooth delivery and recovery, you've got this!

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