Maternity Insurance

i bought Great eastern flexi maternity insurance and is buying great totalcare for my baby's hospitalization plan. great flexi around 800+ for premium and also extend to extra 3years limited hospitalization insurance after baby born. great totalcare, if you purchase above great flexi, you'll get a 108$ voucher to deduct this. So 308$ before voucher, 200$ after discount for the 1st annual. Later on is 308$ annually. This insurance you can bring baby to private hospital and only pay 5% of the entire bill, 95% GE pay. So quite worth it