Mama and baby insurance

I'd honestly start looking once you know you're pregnant, since most insurers have waiting periods anyway and you want coverage sorted before baby arrives. I went with one that covered both maternity and baby protection from day one, and it gave me peace of mind knowing hospital bills and emergencies were covered, but honestly the premiums and what's included vary quite a bit between providers so it's worth comparing a few quotes first to see what fits your budget and needs.

week13 can start to look around already or even earlier for insurance submission, because t2 is usually all the complications start to kick in.