Hi mommy! Honestly, ang SSS maternity benefits ay napaka-confusing talaga, lalo na with the payment schedules, a few of us moms had the same worry kaya nakipagtanong din sa SSS directly, and that's really the safest way to know for sure kung may late payment ka or not. Based sa timeline mo, it sounds like your contributions are a bit staggered, pero ang best approach talaga is mag-call or mag-visit ka ng SSS office near you para ma-clarify nila ang exact status ng account mo before your October EDD, peace of mind lang para ready ka na sa benefits!