Aw congrats mama on your first baby! Hindi ko sure exactly kung magkano ngayon sa Bernardino since prices do change, pero best bet is tawagan mo directly ang hospital or mag-inquire sa maternity ward nila, they can give you the exact breakdown including delivery, hospital stay, at lahat ng charges, then you can budget better. A few of us mums din nag-ask ng payment plans or installment options kaya don't hesitate to ask din about that possibility!