Hospital or University of Santo Tomas Hospital kung may charity rates or installment options para sa high-risk cases like yours, worth a call to their OB departments para magtanong ng options, kasi minsan may flexibility sila especially with age and risk factors. Since mataas ang age mo at CS na ulit, siguro best talaga na makipag-work ka closely sa OB mo para makasigurado na lahat prepared and safe, yun ang most important talaga even if it costs a bit more. Sending prayers your way, mama!