Unfortunately there is no best insurance. I’m getting HSBC because the premium is lower and it covers ECI before baby is born plus guaranteed issuance. Only AIA and HSBC covers ECI before baby is born. But AIA is more expensive.
i getting manulife readymummy as it also covers mental illness (psychotherapy benefit) for 3 years. premium is 900 for my age 33. the policy is comprehensive and also gt GIO so i can buy life insurance for my baby when born.
Hi mummy! I’m an advisor with an independently owned FA, would be happy to give you some advice if needed~ happy to share what I know. Feel free to contact me at deniseandietan@gmail.com!
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