Should I go private to keep my subsidised rate at restructured hospitals?

Hi Mummies! FTM here at 41 y/o so can be a bit lost for certain matters and would like to hear your opinions. I'm currently a subsidised patient under team care at KKH and I plan to have a fixed gynae for my last trimester in case of complications. If I go private at Kkh under ward A, I will no longer enjoy subsidised rates for future visits and even my children will be charged private. That's like a big loss... If I go to private hospital, I'm quite concerned about the hefty costs if I have to take caeserean... Then again, I also heard that there's not much price difference with restructured hospitals... What do you all reckon? Thank you for your comments.