Hi! For a C-sect with epidural at Mount Alvernia, the total bill (mum and baby combined, including all doctor fees) can range quite a bit depending on your ward type and which OB you're with, someone in my mum group mentioned paying around $6,600 total for a 2-bedder in St Raphael's Ward, with cash out-of-pocket coming to only about $1,500 after CPF Medisave, which sounds pretty manageable. That said, others have shared figures closer to $10,000, $15,000 depending on the room type and any extras, so it really varies. My lean would be to budget at least $3,000, $5,000 cash to be safe, then let Medisave cover the rest, better to over-prepare and be pleasantly surprised than the other way around!