would suggest private cause you can choose gynae /doctor to stick with you through your pregnancy till give birth if subsidised then please expect the doctor/ gynae will change every check up (if lucky can see them 2 -3 times only)
I did just that. Best to book an appointment with your preferred gynae when you’re in second trimester as they can be fully booked quite quickly. I remembered having to wait almost 2 months for my first private appointment.
however if ur twins are considered as high risk would suggest you to go for private as the doc will stick with u.
I think your plan is good. Start off subsidised then change to private later. Lowers your costs:)
izabelle tuz