Wow this is kinda nice question. I too am not fond of wearing make up. But what I do is that I just used facial wash then apply a detox lotion of pond's. It keeps your face moisturize. Usually I use cheek and lip tint para "magkabuhay" ang face bec. mejo maputi po ako para hindi dull looking. hehe :)
I do a night and morning ritual of what I call CTM:
C - Cleansing
T - Toning
M - Moisturizing
When I go out, I just add moisturizing BB cream with SPF. It goes a long way without retouching. Good for busy moms.
You can use tinted moisturizers they have in maybeline,cover girl, clinique..it's moisturizer and cover up in the same time..
Tinted Sunblock and a moisturizing tinted lipbalm :) oh, and a lot of water :)