Anak, first thing, if you're worried about a premature delivery or your baby's health, please go to your OB or nearest hospital na talaga asap so they can assess and guide you properly, okay? They'll know exactly which hospitals have the best NICU setups. A few of us moms have gone through preemie journeys, and honestly, ang best advice ko is to call ahead, PGH, Philippine General Hospital, and the big medical centers in Manila usually have incubators ready, pero kailangan mo talagang magsabing pregnant ka pa lang o nag-deliver na para ma-prepare nila ang lahat. About the costs, it really varies depende sa private vs public at how long baby stays, kaya talaga kelangan mo mag-consult directly with them para may realistic idea. You're doing the right thing by preparing and asking, that's very mama of you. Rooting for you and your baby!