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I can hear how stressful this is, especially with another baby on the way. The thing is, BTO and resale are quite different paths, BTO takes years even after approval, while resale you can move into much faster, which matters when you have two young kids and a third coming. Two grand a month saved over two years should be a decent foundation, so it might be worth sitting down with your husband to actually map out the numbers together: what's needed for resale down payment versus what he thinks BTO needs, because sometimes the gap isn't as big as it feels. The environment matters for your family's wellbeing, but so does him feeling heard about his preference, so maybe the conversation shifts from "we need to buy now" to "let's look at realistic timelines for both options", sometimes that helps partners move forward instead of staying stuck in either-or thinking.

even if he saves 1k a month, he would have saved just 24k in 2 years - that's not going to buy you much these days. maybe if he has 50k, can afford to make downpayment for a resale, but even then it's tight as you can't afford any renovations. I think it's more suspicious that he gets to spend his weekends as a bachelor?

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