Hi, Sis!I delivered in private hospital before also and from what I’ve seen from other mums, both TMC and Mount A can vary quite a bit depending on doctor, complications, and whether you choose 2-bedded or 4-bedded ward. Generally, 4-bedded at TMC tends to be cheaper, but total bill can still differ a lot based on delivery type (natural vs C-section) and any extra procedures. Medisave usually covers a portion of delivery and hospital stay, but the cash top-up can still range quite widely depending on your package. If you are trying to cut cost, I would honestly compare the ward rates plus ask both hospitals directly for a full breakdown estimate for your gynae and delivery type, because that will give you a much clearer idea than general reviews online.