Ay hirap yan, mama! From what I know, PhilHealth usually reimburses lang sa accredited facilities, so kung hindi affiliated yung lying-in mo, mahirap na makuha ang reimbursement, but honestly, better to call PhilHealth directly or mag-visit sa nearest PhilHealth office para sigurado, kasi baka may special cases pa. A few of us tried claiming sa non-accredited clinics before at ayaw nila, so importante talagang i-verify mo mismo with them para hindi masayang ang effort. Good luck, at sana may paraan pa!