Ay mama, don't feel bad, nangyari na yan sa marami sa amin, parang automatic panic mode talaga pag may accident! I think what happened is lo associated bathtime with that scary cold-water experience, so ngayon triggered na siya sa tubig. A few of us tried going back to basics, start with just wetting their feet or hands with warm water, no full bath yet, and let them play with the water para ma-associate nila ulit ng something fun, not scary. Patience lang talaga, maybe after a week or two of this, you can try a quick sponge bath with very warm water at very gentle lang, and praise her like crazy kahit maliit lang yung progress. You'll get there, babies are resilient, kailangan lang nila makita na safe ang bathtime ulit.