Hey mama, honestly education plans can be tricky kasi it really depends on your budget and what you want for your kids' future, some of my mum friends swear by Sunlife or Manulife para sa education insurance, pero iba-iba ang premiums depending kung gaano kalayo ang target graduation year mo. I'd suggest you get quotes from a few insurance agents directly kasi they can customize based on your situation, and mas accurate na figures sila makukuha, walang one-size-fits-all dito talaga, and it's such a personal decision based sa your financial goals.