Hi mummies , any maternity insurance to recommend and why ? Thanks

Hi mama! This is such an important one to sort out early in your pregnancy. The most popular ones among Singapore mummies are: Manulife ReadyMummy has won Best Maternity Insurance Plan for 6 years running. It covers the mother from as early as 13 weeks into pregnancy and the child from birth, covers 14 pregnancy complications and 24 congenital illnesses at 100% of the sum insured, and is also the first of its kind to cover psychotherapy treatment for mental wellness support for the mother. Great Eastern GREAT Maternity Care 2 is another strong one. It covers both mother and child from 13 weeks of pregnancy until the end of the third policy year, and has a Guaranteed Insurability Benefit that allows you to purchase a new life plan for yourself or baby within 90 days of birth without further medical underwriting, which is really valuable if baby is born with any conditions. Prudential PRUFirst Promise is worth looking at too especially if you have an IVF pregnancy as it covers assisted pregnancies such as IVF. One key reminder: MediSave does not cover pregnancy complications like preeclampsia or gestational diabetes, and does not cover congenital conditions in newborns, so having a dedicated maternity plan really does fill that gap. The right plan depends on your budget and what matters most to you so comparing a few with your FA would help. Hope this helps mama, wishing you a smooth pregnancy! 🤍