Phil health ( First Time Mom)

Ay, ang PhilHealth rules ay medyo strict talaga when it comes sa contributions, mama! From what I know, you generally need at least 3 months of contributions before you can use it for benefits, so if wala pa kayong tatlong buwan, hindi pa pwede gamitin for hospital or lying-in, but once you complete those 3 months, yes pwede na agad! Best to call your local PhilHealth office or the hospital where you plan to give birth para sigurado, kasi bawat case minsan may slight differences depending sa kung kailan exactly nag-activate ang coverage mo, mas malinaw talaga makikita nila sa system nila.