Honestly, kos bersalin kat hospital kerajaan sangat affordable lah, kalau normal delivery biasanya around RM 500-800 je, ceaser mungkin RM 1200-2000 depending on the hospital and whether ada any complications. A few of my mum friends bersalin kat government hospitals and most of them said boleh bayar through instalments or even ada some subsidy kalau qualify for it, so jangan stress sangat! Best part is cek dengan hospital yang dekat rumah kamu because prices boleh berbeza sikit dari satu hospital ke hospital lain.