Ay nako, I feel you sa pag-alala! Based sa SSS rules, kailangan mo ng at least 3 months ng contributions within 12 months bago mo ma-claim ang maternity benefit, at it looks like you have that from July-September kaya technically qualified ka na. Best thing talaga is mag-follow up directly sa nearest SSS office or call their hotline ngayong buwan pa lang para ma-clarify ang exact requirements, baka may additional docs needed if nag-CS ka early, at mas madali kung alam mo na everything is in order bago ka mag-admit. Hopefully ma-approve agad so one less worry mo during delivery!