I really feel you on this, it can be so stressful trying to figure out the bills especially when you are a first-time mum with so much already on your plate. For the 1-bedder at KKH, it is one of the more premium ward classes so there is usually a significant co-payment in cash on top of what Medisave covers, and since you are a foreigner the subsidy structure may be different from a Singapore citizen patient. I would really encourage you to call KKH's billing services directly and ask them to give you an exact breakdown before you decide on the ward class, because they can calculate the estimate based on your specific situation with your husband's citizenship status. That way you go in knowing exactly what to expect and no surprises after delivery lah.
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