You can adjust your expenses din naman po depending on your salary, ee. Yung sa hospital bills, it depends din naman kasi kung normal or cs yung magiging delivery mo. Kung CS, in an average, nasa 70k ang gagastusin mo, pero mas mura kung manggagaling ka sa lying in clinic. Pero kung normal naman, it can only be around 10k sa lying in clinic, pero kung maghohospital ka, let's say mga 30k in an average, pero depende rin kasi yun sa hospital na pag aanakan mo. Pwede ka na rin naman po magcanvas para malaman mo price. Yung sa Baptism and birthday, doon mas madali mag adjust ng budget kasi pwede mo limitahan yung guests para mas makatipid ka. Pwede ring sa bahay lang yung kainan. Need mo lang din paghandaan po yung cost ng vaccines. There are vaccines na around 4k-5k ang price.
what i could suggest is to live within your means.as budgets for such could be subjective,some can give birth with almost 0 expense, some needs hundreds of thousand same goes with birthdays and baptism celebs.