Aih, susah la nak compare HSI vs HSA sebab both ade pros and cons depending on doctor and ward availability lah, honestly better you call both hospitals directly and tanya pasal their current packages, cleanliness, and doctor availability yang year 2022 since things change quite a bit. Regarding your husband staying malam, HSA memang usually allow husbands to stay in the private ward, tapi HSI pun boleh tanya-tanya dulu since policies beza-beza depending on their current SOP. My mum friends siapa bersalin kat Johor area mostly bilang yang penting pilih doctor yang you trust and hospital yang dekat dengan rumah, rather than HSI vs HSA la, have you checked reviews from other mums in your area or tanya dalam Johor parent groups?