I really feel you on this, trying to balance the cost savings at the start while still getting the TMC experience later is such a smart move and many mums here have done the same. From what I know, most mums transfer after the detailed scan around week 20 to 22, once all the major checks are done at KKH or NUH subsidised, and then they engage a Thomson or Mount Alvernia doctor privately from there. You would want to confirm the exact package weeks with TMC directly as their packages can differ by doctor, so calling their billing team early is a good idea lah. Hopefully someone in the community who has done this exact transfer can share more specifics too.
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