Congrats on having twins! Personally I didn't donate the bank or donate my child's cord blood as I was told that doing so would not allow me to have delayed cord clamping which I preferred to do as I think the benefits of delayed cord clamping overrides the pros of cord banking (which is basically like insurance right?) I think you just need to understand the pros and cons of donating/banking and see which resonates with you and your parenting beliefs. I've not heard of the public bank rejecting twins cord blood. Perhaps best to call them up and ask why.
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