Can I check does any insurance agent get to check whether you are covered in any plans from CPF or can they check with CPF to see if you are covered in any plans ? and without Your nric or photo id does it take to approve any plans such as hospital insurance or endowment plan etc ?

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CPF is a personal thing. I don't think anyone can check for anything without your permission or identification.

My agent got me to check using Singpass.