Depende talaga sa hospital, pero most of the ones I know dito sa amin ay tumatanggap ng both cash at credit card, some ay may installment plans pa if sobrang laki ng bill! I'd suggest calling the hospital directly before your due date para malaman mo exactly kung ano ang accepted nila and kung may deposit na kailangan, kasi iba-iba talaga per hospital, and mas hassle-free kung alam mo na lahat beforehand when you're already in labor haha. A few of my mum friends din ay nag-avail ng maternity packages na naka-installment, so worth asking din if they offer that!